DISCOUNT BANK

BANKING SERVICES, NAMELY PERSONAL AND BUSINESS CHECKING ACCOUNTS, MONEY MARKET ACCOUNTS, NOW ACCOUNTS, NEGOTIABLE ORDER OF WITHDRAWAL ACCOUNTS, TIME DEPOSITS, COMMERCIAL, REAL ESTATE AND PERSONAL LOANS, SAFE DEPOSIT BOXES FOR THE SAFEKEEPING AND CUSTODY OF SECURITIES, DEPOSITORY FOR UNITED STATES TAXES AND SOCIAL SECURITY CHECKS; TRAVELERS' CHECKS; FINANCING OF IMPORT AND EXPORTS, LETTERS OF CREDIT, FOREIGN CURRENCY TIME DEPOSITS, FOREIGN COLLECTIONS AND FOREIGN EXCHANGES, EURO-DOLLAR TRANSACTIONS, MONEY TRANSFERS, AND CONSULTATION SERVICES TO ARRANGE FOR INVESTING AND PORTFOLIO MANAGEMENT