DISCERNING VALUE

Financial services, namely, [ banking services, ] mutual fund [ and electronic funds transfer, ] financial portfolio management in stocks, bonds, securities, monetary investment and equities, investment of funds for others, fund management services, [ mutual fund brokerage and ] mutual fund investment services, establishing and managing [ hedge funds, ] mutual funds and securities portfolios for others; [ banking; insurance brokerage services; life insurance brokerage and consulting; insurance consulting; financial consulting; ] funds investment; [ monetary investment and consultation services, namely, ] capital investment services and consultation; [ financial analysis; ] financial portfolio management services; [ financial transactions services, namely, assisting others with the completion of financial transactions for stocks, bonds, securities, equities, cash investment; stock brokerage; financial evaluations for insurance and banking purposes; ] capital investment consultation; investment services, namely, asset management services; [ safe deposit box services; ] financial management [ ; saving and loan services; actuarial services ]