DINERS CLUB INTERNATIONAL

incentive award programs to promote the sale of products and services of others, namely, credit card user loyalty programs whereby credit card holders accumulate points based on credit card use that can be exchanged for third party merchandise and services; travel management, information and reporting services; providing medical and legal referrals for persons traveling in the United States and abroad

credit card services; insurance services, namely, flight, baggage, rental car and travel insurance services; expense account management, namely, accounts payable debiting services; financial services and credit card services, namely, recovering or replacing travelers checks and credit cards for persons traveling in the United States and abroad

Travel services, namely, arranging for recovery or replacement of lost or stolen travel documents