DIGITALLY ENABLED RELATIONSHIP BANK

Financial services, namely, banking services, investment banking, merchant banking; wealth management services; investment services, namely, investment and portfolio management services, investment counselling and advisory services; investment strategy and research; financial retirement planning and strategy; financial management of retirement plans; venture capital investment; financial consulting and advising in the field of mergers and acquisitions; financial investment advice in the field of real estate; real estate management services; real estate advisory services; real estate brokerage; financial planning and financial services associated with tax registered plans, namely, tax payment processing services; financial advice; mutual fund services, namely, mutual fund brokerage, mutual fund investment and mutual fund distribution; securities brokerage services; services related to the management of pooled funds and pension funds, namely, financial management of pooled funds and employee pension plans; custodial services, namely, maintaining possession of financial assets for others for financial management purposes and administration of employee pension plans; financial services related to administration of assets, namely, financial custody services in the nature of maintaining possession of financial assets for others for financial management purposes, administering the issuance, underwriting and distribution of securities and securities lending; financial services, namely, arranging and financing of syndicated loans, securitization of financial assets and structured finance services; financial trust and estate planning and management services; credit services, namely, issuance of credit cards and processing of credit card payments, loan financing and mortgage financing services; debit card services, namely, issuance of debit cards and processing of debit card payments; deposit services, namely, providing savings and checking account services and annuity services in the nature of guaranteed investment account administration; currency related financial services, namely, money market exchange, trading, foreign currency exchange, money lending and financial currency asset management services; cash management services; lease-purchase financing; financial transaction services, namely, providing secure commercial transaction processing services in the global securities, cash management, merchant payment and securities trade industries operating in select markets; trade financing services; financial services, financial research in the field of fixed income and proprietary trading in fixed income products; trading of equities, equity derivatives, swaps and options; credit card insurance; providing secure online electronic transaction services for e-commerce, namely, providing electronic processing of payments and financial transactions in the field of financial custody services, banking, cash management, trade financing; rental of point-of-sale terminals