DEF CLOUD

Downloadable computer software for use in banking; Downloadable computer application software for mobile phones, tablets, handheld computers and mobile devices, namely, software for accessing, viewing and managing checking accounts, credit card accounts and savings accounts, paying bills and transferring money. Downloadable computer software for accessing savings account, checking account; magnetically encoded debit card; Computer software for budgeting, monitoring consumers' credit scores, reports, and alerts; computer software for providing financial tools and financial advice

Arranging and conducting incentive award programs designed to reward consumers and participants who engage in responsible financial actions related to checking and savings accounts; Advertising; marketing; Monitoring consumers' credit reports for business purposes; providing advertisement and promotional services for others based on credit reports; Credit monitoring; Monitoring consumer credit reports and providing an alert as to any changes therein

Banking services; savings account services; checking account services; providing information and advice in the fields of banking; ATM banking services; direct deposit services; issuing of debit cards; debit card processing services; money transfer services; bill payment services; credit and loan services; financial services, namely, electronic remote check deposit services; Providing financial advice and information; Charitable services, namely, providing counseling in the field of budgeting individual finances; Charitable services, namely, providing opportunities for persons to harness philanthropic support and community programs

Providing online non-downloadable software for banking, providing online non-downloadable software for accessing, viewing and managing checking accounts, credit card accounts and savings accounts, paying bills and transferring money. Downloadable computer software for accessing savings account, checking account; Electronic monitoring of credit card activity and credit reports to detect identity theft and fraud via the internet