DECEMBER TECHNOLOGIES

Software as a Service (SAAS) featuring computer software for use in customer relationship management (CRM); Software as a Service (SAAS) featuring computer communications software for allowing customers to access bank account information and transact bank business; Software as a Service (SAAS) featuring software for electronic authenticating of user identification for financial services; Platform as a Service (PAAS)featuring electronic financial computer software platform for processing payments; Software as a service (SaaS) featuring software for allowing users to perform electronic banking and financial exchange transactions via a global computer network; Providing temporary use of online non-downloadable software for allowing users to perform electronic banking and financial exchange transactions via a global computer network; White label cloud services, namely, cloud computing featuring software for use in processing financial transactions; Software services, namely, providing temporary use of online non-downloadable cloud computing software to others for use in processing financial transactions; Providing temporary use of online non-downloadable cloud computing software featuring financial technology for performing electronic banking and financial exchange transactions via a global computer network