DEBT ADOPTION PROGRAM

Business referral services, namely, providing customer referrals based on information in a debtor database whereby the referring entity sells or leases consumer information to third party retailers or service providers and eliminates or reduces the consumer's debt in exchange for the consumer's purchase of the referred goods or services; business data analysis

Financial management of debt portfolios of nonperforming and/or distressed accounts; financial portfolio management of debt portfolios of nonperforming and/or distressed accounts