D&B MATERIAL CHANGE

Providing general business information concerning sales, size and position of companies; Providing business information in the field of general company profiles including financial data, trade payments, years in business, company size as well as sales and employee information; providing predictive business information regarding a company's future; business risk assessment services, namely, providing an on-line business assessment tool in the nature of an online business profile for providing insight into health of companies providing online business information

Providing financial information on credit and collections of businesses; furnishing credit rating reports; preparing financial reports for others including collecting and reporting credit, sales, financial and credit and financial analysis; providing credit rating and financial reporting and analysis; providing financial credit history information services; credit risk analysis; online credit services, namely, providing online credit reports; business credit risk information services