CUSTOMER VALUE MANAGEMENT

Computer software for use in financial analysis, wealth management, electronic banking transactions, electronic brokerage transactions and electronic insurance transactions; computer software for wireless communication with a global computer network; computer software for development and operation of a personal portal on a global computer network

Provision of financial analysis, wealth management, and electronic banking services; electronic brokerage namely securities, insurance and mortgage brokerage services, and electronic insurance services, namely, electronic processing of insurance claims and payment

Provision of computer software development services for others, consulting, namely computer software consultation services, computer software installation services, maintenance of computer software and technical support services, namely, troubleshooting of computer hardware and software problems in person and via telephone, e-mail and global computer network means; provision of global network website and portal development, consulting, installation, maintenance and support services, namely troubleshooting of global network website and portal hardware and software problems