CURV

Software as a service, namely, services featuring software that uses predictive models to calculate a risk score using prescription histories, consumer behavior data, medical data, and other data obtained from a group insurers' census data, and the risk score enables insurers to quote new groups more quickly and with greater accuracy; software as a service, namely, services featuring software used for insurance in force analysis; software as a service, namely, software used for analyzing prescription histories, consumer behavior data, medical data, and other data obtained from a group insurers' census data for the purpose of segmenting individuals into insurance risk groups for marketing purposes; software as a service, namely, services featuring software used for identifying and analyzing potential pension plan risks and recommending financial actions which will mitigate those risks