CURIO

Banking and fnancial services, namely, providing savings and money lending programs for youths; savings account services; savings account services, namely, basic savings accounts, money market accounts, term certifcate of deposit accounts, education savings and youth account services and the adminisration of IRA accounts; loan services; providing personal loans, lines of credit and revolving loans; providing a web site featuring information in the feld of youth account management; electronic remote check deposit services; providing an internet website portal in the feld of fnancial transaction and payment processing services; providing on-line sored value accounts in an electronic environment, fnancial services, namely, credit union services ofered to credit union members; checking account services, namely, debit account services featuring computer readable cards; electronic services, namely, online banking and electronic bill payment services; banking services provided by mobile telephone connections, namely, electronic remote check deposit services via a mobile device; direct deposit of funds to accounts, namely, electronic transfer of funds; banking services, namely, commercial checking and savings account services; on-line cash account services; providing bank account information by telephone; trus management accounts; advisory services relating to grants and fnancing of loans; arranging and provision of credit, loans, and travelers checks; credit and loan services; electronic loan origination and preparation services; fnancial loan consultation; cash replacement rendered by credit card; issuance of credit cards; payment processing services, namely, credit card and debit card transaction processing services; processing of pre-paid purchase card payments; credit card authorization, factoring, payment processing and transaction processing services; credit card verifcation; electronic credit card transaction processing services; fnancial services, namely, adminisration of bank savings accounts and credit card accounts; fraud reimbursement services in the feld of credit card purchases; on-line banking services featuring electronic alerts that alert credit and debit card users when a single transaction exceeds a certain amount; providing cash and other rebates for credit card use as part of a cusomer loyalty program; providing electronic processing of credit card transactions and electronic payments via a global computer network; providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing fnancial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network