CRS CERTIFIED RETIREMENT SPECIALIST AMERICAN INSTITUTE OF RETIREMENT PLANNERS, INC.

designation and identification of persons having prescribed levels of education and training, having successfully passed competency examinations, and having remained current with respect to issues pertaining to terminated and/or retiring employees whose participation in qualified plans is terminating or who will be eligible for receipt of retirement benefits from qualified plans and also pertaining to IRA rollovers and transfers and matters affecting income and estate tax planning, mortality, asset allocation, cash flow, and diversification