CROSSROADS

Downloadable computer programs for use in database management in the field of promoting the goods and services of others through the distribution of merchandise for commercial or advertising purposes; downloadable electronic publications in the field of promoting the goods and services of others through the distribution of merchandise for commercial or advertising purposes to be used by customers for redemption of gift certificates by means of consumer-operated electronic terminals

Consulting services in the field of promoting the goods and services of others through the distribution of merchandise for commercial or advertising purposes by means of redemption of gift certificates

Issuing gift certificates that may be redeemed for goods and services; bill payment services; check processing