CREDIT WITHOUT A CREDIT SCORE.

Advertising the goods and services of others via the Internet; transaction authorization and settlement services, namely, negotiation and settlement of commercial transactions for third parties involving the use of prepaid debit and credit cards and/or on-line cash account services

Financial services, namely, financial analysis and consultation, financial management and financial planning all featuring information and strategies based upon the use of prepaid credit card, debit card and on-line cash account services; prepaid credit card, debit card and online cash account services; issuing of stored value cards in the nature of prepaid credit and debit cards; electronic prepaid account services, namely, providing on-line stored value accounts in an electronic environment; financial transaction services involving payments to online and offline retailers and merchants using cash account information based upon customer prepaid funds and stored in a centralized database, namely, bill payment services; electronic funds and currency transfer services based upon prepaid credit and debit cards and/or online stored value accounts; transaction authorization and settlement services, namely, prepaid credit card transaction processing services