CREDIT SCORE CHALLENGE

debt, credit and budget counseling services, namely, providing guidance to individuals in the areas of financial planning, financial budgeting, financial recovery, debt management, bankruptcy, home ownership, and home retention; debt management services for others, namely, debt repayment planning and scheduling

entertainment services, namely, games and contests, both in person and on-line, featuring management of finances and credit; educational services, namely, instructional games and contests, both in person and on-line, featuring management of finances and credit; educational services, namely, conducting seminars, workshops, and individual instruction in the field of credit, debt and money management, financial literacy, bankruptcy, home ownership and home retention