CREDIT ONE

Financial services, namely, banking and banking related financial services in the fields of personal banking, business banking, home financing and commercial real estate financing, namely, providing checking accounts, savings accounts, certificates of deposits, cash management services, loans, lines of credits and mortgages for a variety of personal and business financial needs and a wide range of related services, namely, acceptance of deposits and loan payments; check cashing and check issuance; Internet banking services; automated teller machine services; [ safety deposit box services; merchant card processing services; escrow account management; ] foreign and domestic currency exchange services; credit card services; electronic credit card transactions; evaluation of credit bureau data; credit card transaction processing services; credit card verification; electronic payment, namely, electronic processing and transmission of bill payment data; bill payment services; and provision of financial information by electronic means