CREDIT GENIE

Providing consumer information and making referrals to service providers in the fields of finance and debt management and resolution, and debt relief; the foregoing specifically excluding mortgage loan service providers

Providing comprehensive consumer debt resolution services, namely, debt settlement, debt counseling, debt management consultation and credit counseling; arranging of loans excluding mortgage loans; electronic loan origination services excluding mortgage loans

Providing online consumer debt resolution, personal finance and budgeting tools, namely, providing temporary use of a web-based non-downloadable software application for use in personal finance, budgeting and debt resolution