CREDIT AXIOM

Banking services; checking and savings account services;debit card and credit card services; mortgage lending, namely, correspondent and warehouse lending consisting of funding and servicing of mortgage loans originated by others; loan financing and financial loan consultation; commercial and consumer lending; providing interactive banking consultation and information via the internet; electronic processing and transmission of bill payment data; cash management; financial information in the nature of rates of exchange; automated teller machine services; all of the foregoing services specifically excluding mortgage origination services, mortgage brokerage services, home equity loans, and home equity lines of credit