CREATE YOUR OWN KARMA

Downloadable computer software for conducting banking transactions, managing investments, tax planning, making tax calculations, preparing tax returns, and processing tax payments; Downloadable computer application software for mobile phones, tablets, handheld computers and mobile devices, namely, software for accessing, viewing and managing checking accounts, credit card accounts and savings accounts, paying bills and transferring money; Downloadable computer software for accessing savings account, checking account; magnetically encoded debit card; Downloadable computer software for monitoring consumers' credit scores, reports, and alerts; Downloadable computer software for providing financial tools and financial advice; downloadable computer software for providing advertisement and promotional services for others based on credit reports; Downloadable computer software for accessing savings account, checking account

Providing information and advice in the fields of tax planning, tax calculation, tax return preparation for business purposes; Advertising services; marketing services; Monitoring consumers' credit reports for business purposes; providing advertisement and promotional services for others based on credit reports; business advice and business information relating to finance, loans, and credit monitoring; monitoring consumer credit reports and providing an alert as to any changes therein for business purposes; administering discount group purchasing programs, namely, negotiating contracts with providers of automobile insurance, to enable participant members to obtain discounts

Banking services; savings account services; checking account services; providing information and advice in the fields of banking; ATM banking services; direct deposit services; issuing of debit cards; debit card transaction processing services; money transfer services; bill payment services; credit and loan services; financial services, namely electronic remote check deposit services; Providing financial advice and information related to investment management, tax planning, tax calculation, and tax return preparation; monitoring financial markets for investment purposes; financial planning and investment advisory services; online financial valuations, financial information, financial research, and investment recommendation; Insurance consulting in the field of automobile insurance; insurance underwriting services in the field of automobile; insurance services, namely, in the nature of auto insurance premium rate computing; automobile insurance administration and underwriting; insurance services in the nature of administering automobile insurance which incorporates discounts; providing information via a global computer information network in the field of automobile insurance underwriting; Providing financial news and information in the fields of finance, loans and credit monitoring; Providing information and advice in the field of investment management

Providing an online forum for sharing and transmission of messages in the fields of investment management, tax planning, tax calculation, and tax return preparation; Providing an online forum for sharing and transmission of messages in the field of automobile insurance; Providing an online forum for users to seek advice in the fields of finance, loans, credit cards, and credit monitoring

Providing online, non-downloadable publications in the nature of articles and news bulletins in the fields of investment management, tax planning, tax calculation, tax return preparation, banking, checking account, and savings account services; Sweepstake services designed to reward consumers and participants who engage in responsible financial actions related to checking and savings accounts; Entertainment services, namely, contest and incentive award programs designed to reward program participants who engage in responsible financial actions related to checking and savings accounts; Providing online, non-downloadable publications in the nature of articles and news bulletins in the field of automobile insurance; Providing on-line non-downloadable publications in the nature of articles in the fields of finance, loans, credit cards, and credit monitoring; Entertainment services, namely, arranging and conducting incentive award programs designed to reward consumers and participants who engage in responsible financial actions related to checking and savings accounts

Providing online non-downloadable software for banking; providing online non-downloadable software for accessing, viewing and managing checking accounts, credit card accounts and savings accounts, paying bills and transferring money; providing online non-downloadable software for managing investments, tax planning, making tax calculation, and preparing tax returns; providing online non-downloadable software for processing tax payments; Electronic monitoring of credit card activity and credit reports to detect identity theft and fraud via the internet; Providing online non-downloadable computer software for monitoring consumers' credit scores, reports, and alerts; Providing online non-downloadable computer software for providing financial tools and financial advice; providing online non-downloadable computer software for providing advertisement and promotional services for others based on credit reports