COUTTS BANK VON ERNST

Accounting services; bookkeeping; company registration services, namely, registering business with the government; share registration services, namely, registering ownership of stocks and bonds; payroll preparation services; business appraisals, enquiries, investigations, and research and business management advice; business management consulting; providing business and commercial information for investors who qualify to purchase certain types of securities and providing trade information, all provided on-line from a computer database, computer network, or a global computer network; compilation of advertisements for use as web pages on a global computer network; business management services; business advisory services; compilation of business directories for publishing on a global computer network; provision of space on web sites for advertising goods and services for others; business administration services for the processing of sales made on a global computer network; business planning; market analysis and research; business data collection, storage and processing; and advisory, consultancy and information services relating to all the aforesaid services

Financial management advice; financial services, namely, assisting others with the completion of financial transactions to purchase and sell stocks, bonds, securities and equities, and offering a total portfolio for high net worth clients, namely, mutual funds investments; banking services; monetary transfer services; bill payment services; automated banking services, namely, online banking services; home banking; banking services provided via a global computer network; savings account services; electronic bill payment and credit card services; credit card, debit card, charge card, cash card and bank card services; cash management; safe deposit box services; banker's clearing services; account payable debiting services; personnel payroll services, namely, wage payroll preparation and administration of business payroll; maintaining escrow accounts for investments; real estate escrow accounts; check cashing services; credit brokerage services; automatic cash dispensing services through automatic teller machines; insurance services, namely, insurance brokerage and agency services in the field of credit insurance, life insurance, home insurance, and medical insurance; financing of loans; providing loans against security; financial investment services, namely, asset acquisition, consultation, development and management services; capital investment services; real estate trustee services; financial management services; broker and agent services relating to bonds and securities, namely, assisting others with the completion of financial transactions for stocks, bonds, securities and equities; financial consultation services; providing investment advice; providing financial guarantees; financial analysis and providing financial reports; providing financial information; financial research services; financing services for securing funds for others; financial advisory services; services for the provision of and purchase of financial and/or credit information, namely, providing financial information relating to bank accounts via electronic means; acting as financial trustee representative; processing and adjusting insurance claims; online securities trading; advice and enquiries regarding credit; services for the provision of credit, namely, credit inquiry and consultation, credit rating services, credit risk management, evaluation of the credit worthiness of companies and private individuals, issuing credit cards, checks and letters of credit; discount of bills and notes; liability insurance underwriting guarantee services; acceptance of bills and notes, namely, money order and transfer services; lending securities; acquisition and transfer of monetary claims; trusteeship of money; futures contracts trading services; securities brokerage services; personal property, land, land fixture, surface rights and land leasing rights services; money exchange services; foreign exchange transaction services; currency exchange services; traveller check issuing services; index futures trading; securities options trading; overseas market securities futures trading; underwriting securities brokerage; handling subscriptions and offerings of securities; providing stock market information; insurance actuarial services; mortgage banking services; and advisory, consultancy and information services relating to all of the aforesaid services