CORE PRODUCTS

MANAGEMENT OF PROGRAMS FOR DISTRIBUTING PRE-PAID GIFT CERTIFICATES IN THE FORM OF CHECKS

INSURANCE ADMINISTRATION IN THE FIELD OF MANAGEMENT OF CREDIT CARD SELF-INSURANCE PROGRAMS FOR LOSS DUE TO NON-PAYMENT; MANAGEMENT OF MARGIN CALL SELF-INSURANCE PROGRAMS FOR LIFE AND DISABILITY INSURANCE; AND TELECOMMUNICATIONS CALLING CARD SERVICES