CONSUMER DISTRESS INDEX

providing a financial index in the nature of quantitative measurements for analyzing and reporting consumer financial health and consumer financial distress levels

debt, credit and budget counseling services, namely, providing guidance to individuals in the areas of financial planning, financial budgeting, financial recovery, debt management, bankruptcy, home ownership, and home retention; debt repayment planning and scheduling; debt management services

educational services, namely, conducting seminars, workshops, and individual instruction in the field of credit, debt and money management, financial literacy, bankruptcy, home ownership and home retention