CONSTELLATION INSTITUTIONAL MARKETS

Annuity contract services, namely, issuance and administration of annuities offering pension risk transfer services associated with qualified and non-qualified employee benefit plans; Financial services, namely, administration of pension plans benefits; Financial valuation of pension plans; Financial administration of pension plans, namely, pension risk transfer transactions; Financial risk management services for banks and pension providers; Underwriting, issuance and administration of stable value investments; Investment management services in the field of stable value, fixed, separate accounts; Insurance administration in the field of life insurance policy values invested in Stable Value Protected (SVP) Divisions and Separate Account division and consultation in connection therewith; General administration in connection with group variable life insurance and group stable value contracts on behalf of corporations, employers and trusts established by employers; Investment management services, namely, Stable value wrap provider; Underwriting and issuance of funding agreements and consultation in connection therewith