COMMUNITY TRUST ADVANTAGE

Monitoring consumer credit reports and providing an alert as to any changes therein for business purposes

Checking account services; Fraud resolution and customer assistance, namely, financial consultation concerning restoring credit damaged by identity theft and affecting credit, bank accounts and credit cards; Providing credit reporting data maintained by others; fraud resolution assistance, namely, providing advice and consultation in the field of restoring credit damaged by identity theft; providing identity theft insurance underwritten by others; provision of buyer protection insurance for purchases made through checking account; provision of buyer protection insurance for damage or theft to cellular telephone for cellular telephone bills paid through checking account; insurance services, namely, accidental death and dismemberment compensation program

Electronic monitoring of credit card activity to detect fraud via the internet; providing alerts to individuals when changes in their credit reports and credit scores occur for fraud detection and prevention purposes