COMMUNITY BANK CBD

Banking services; electronic banking services; Internet banking services; personal and consumer banking services; business, commercial and retail banking services; checking and savings account services; money market account services; offering regular and jumbo certificates of deposit; home mortgage lending services; home equity loan services; offering and providing personal and consumer loans and lines of credit; commercial mortgage lending and loan services; offering and providing commercial lines of credit; term financing; individual retirement account services; personalized financial planning services; automatic teller machine services; automated banking services and automatic bill payment services; money wire transfer services; electronic funds transfer services; credit and debit card services; credit card services in the nature of business travel card services; offering and providing cashiers and travelers checks; merchant bank card processing services, namely, credit card processing services; safety deposit box services; business cash management services; cash management services, namely, automatic sweep account services, controlled disbursement services, deposit reporting services, financial account reconciliation services, lockbox services, positive pay services, and zero balance account services; automated financial clearing house services; financial account analysis services; banking services, namely, repurchase agreement services and investment account services; international money wire transfer and bill payment services; offering and providing import, export and standby letters of credit; providing information and advice regarding foreign currency and rates of exchange; providing on-line banking services and on-line cash management services via a global computer or communication network; and providing financial information by electronic means