COMMON SENSE BANKING

Banking and financial services, namely, providing commercial and consumer lending and financing services, small business loans, electronic fund transfer and transaction services, electronic debit transactions, electronic cash transactions, electronic debit card transactions, retail and business internet banking and bill pay, online account opening and funding, online loan applications, electronic processing and transmission of bill payment data, credit card services, commercial and consumer checking and savings account services, commercial and consumer deposit account services, certificates of deposit, safety deposit box services and auto loan financing; and mortgages, namely, mortgage lending and financing services