COMMITMENT CONTRACT

Providing financial services related to facilitating personal and business goal setting, tracking and achievement, namely, providing individuals with money transfer services to permit individuals to make monetary transfers to a pre-designated charity or other recipient when the individuals fail to fulfill their commitments and meet certain goals

Providing on-line electronic bulletin boards and messaging services for transmission of messages among individuals concerning personal and business goals

Computer services, namely, hosting on-line web facilities enabling individuals to set, monitor and reach personal and business goals; providing a contract to facilitate meeting personal and business goals, namely, providing online nondownloadable software for use in creating a personalized contract where one commits to achieving their personal and business goals