COMMERCEPAYMENTS

Financial intermediary services in the nature of bookkeeping for electronic funds transfers that facilitate the payment of refunds and credits via a global computer network; business advice and information relating to loans, finance and capital; business risk management; business services, namely, registering, screening and verifying the credentials of third-party vendors, suppliers and contractors on behalf of others; accounts receivable billing services; business service, namely, registering third-party vendors of customers under their preferred payment types on behalf of others; import and export agencies in the field of document collections

Banking services; banking services, namely, online banking, providing online bank account information, cash management, electronic funds transfer and money wiring services for the transfer of funds; electronic processing of credit card and debit card payments; processing electronic payments made through prepaid cards; issuing prepaid debit and credit cards; stored value prepaid card services, namely, processing electronic payments made through prepaid cards; Issuing prepaid payroll debit cards; stored value payroll card services, namely, processing direct deposit payments made through payroll cards; ATM banking services; multi-currency account services in the nature of currency trading services; foreign currency account services in the nature of currency trading services; financial services, namely, electronic remote check deposit services; providing financial risk management services for credit card transactions via a global computer network; financial risk management; providing financial risk management services for electronic funds transfer, ACH transactions, credit and debit card and electronic check transactions via a global ACH computer network; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; automated clearing house (ACH) transaction processing services provided via a website; financial services, namely, credit agencies featuring financial reporting services; providing electronic processing of electronic payments via a global computer network; accounts payable debiting services; automated accounts payable debiting services; electronic processing of credit card payments of invoices via a global computer network; providing cash and other rebates for credit card use as part of a customer loyalty program; online payment processing services in the field of credit card, debit card, prepaid card, ACH and check transactions, and in the field of electronic transfers of money; bill payment services; bill payment services provided through a website; online banking services featuring online bill pay; reimbursement payment processing in the fields of insurance, healthcare, government, loyalty, travel, entertainment, education, rebate, trial program and expense claims; money wiring services; electronic transfer of funds; banking services, namely, electronic payment processing services through prepaid cards; providing an internet website portal in the field of financial transactions and payment processing services; insurance services, namely, electronic processing of insurance claims and payment data; securities deposit services; providing financial services with respect to securities and other financial instruments and products, namely, money management services; investment account services, namely, maintaining escrow accounts for investments; financial intermediary services, namely, providing electronic processing of electronic payments of refunds and credits via a global computer network; supply chain finance, namely, the settling of international and commercial transactions through obtaining the proceeds of a sale in cash or in exchange for formal debt instructions; financial analysis and consulting services; financial consulting; financial consulting relating to accounts payable, expense analysis and treasury accounts; providing incentive award programs for customers and employees through the distribution of prepaid stored value cards for the purpose of promoting and rewarding loyalty for entertainment and purchasing use; financial transactions services, namely, providing secure commercial transactions and payment options via receiving letters of credit; consultation services in the field of foreign exchange; merchant banking services; merchant services, namely, payment transaction processing services; electronic check acceptance services

Electronic data interchange (EDI) services

Check processing services, namely, check imaging services

Providing temporary use of on-line non-downloadable computer software for preparing invoices over computer networks; fraud and identity theft protection services, namely, computer security threat analysis for protecting data and information from unauthorized access; fraud monitoring services for individuals, namely, electronic monitoring via the internet of credit card activity to detect fraud and providing an alert therefor as to changes therein via a global computer network; electronic monitoring of credit card activity to detect fraud via the internet

Lockbox services, namely, rental of lockboxes that accept high-speed machine-readable coupons and online payments via a web-based portal