COGNITO

Downloadable computer software featuring application programming interface (API) software for banking and credit card data that provides software developers with a clean, categorized view of user transactions and account balances; downloadable computer software for developers and merchants to track and manage transactions, customers, and metrics in the fields of business and finance; downloadable computer software to allow users to perform electronic business transactions via a global computer network; electronic software updates, namely, downloadable computer software and associated data files for updating computer software in the fields of business and finance, provided via computer and communication networks; downloadable databases and electronic data sets containing data relating to authenticity and validation of digital certificates; downloadable software for authenticating and validating digital certificates; downloadable databases and electronic data sets in the field of personally identifiable information and personal and business identification verification for fraud prevention for identity verification and authentication; downloadable software for performing identity verification and authentication; downloadable computer communications software to allow customers to access bank account information and transact bank business; downloadable mobile applications for managing bank accounts and money transfers

Money transfers; electronic transfer of money; merchant services, namely, payment transaction processing services; payment and funds verification services; credit card verification; currency transfer services; financial services, namely, providing for the exchange of foreign currency via the internet and intranet systems; electronic funds transfer; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing an on-line computer database in the field of financial transactions; financial analysis, namely, compiling and analyzing statistics, data and other sources of information for financial purposes; financial information and evaluations; financial risk management; financial transaction services, namely, providing secure commercial transactions and payment options; providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; financial planning; financial consulting; financial information; providing financial information; financial information processing; debt management services; debt management consultation; mortgage financing services; mortgage refinancing; mortgage lending consultation services; brokerage services in the field of stocks and commodities; business brokerage services; Investment management; financial management; debt management services; financial advisory and consultancy services

Application service provider featuring application programming interface (API) software for banking and credit card data that provides software developers with a clean, categorized view of user transactions and account balances; providing temporary use of non-downloadable computer software for developer and merchants to track and manage their transactions and metrics in the fields of business and finance; providing temporary use of non-downloadable computer software for allowing users to perform electronic business transactions via a global computer network; electronic data storage; electronic storage of files and documents; providing temporary use of on-line non-downloadable cloud computing software for identifying, classifying, evaluating, and reviewing potentially fraudulent payments; Design and development of computer software for the enablement of accepting purchases from within mobile apps and software that perform other non-purchasing functions; application service provider featuring application programming interface (API) software for enabling a mobile app to accept purchases and payments; Application service provider featuring application programming interface (API) software for integrating business, transactional, financial, and analytics information and functionality into other software and platforms; electronic signature authentication and verification services using technology to authenticate user identity; providing an on-line searchable database and on-line electronic data sets featuring information in the field of digital certificate authentication and validation and providing temporary use of non-downloadable computer software for authenticating and validating digital certificates; providing temporary use of non-downloadable computer software relating to information regarding personal and business identity, namely, software for compiling, analyzing and managing personal and business identity information; providing an on-line searchable database and on-line electronic data sets in the field of fraud prevention for identity verification and authentication, specifically featuring electronically monitored credit card activity data useful in detecting fraud via the Internet, electronic signatures for use in electronic signature verification using technology to authenticate user identity; providing temporary use of non-downloadable computer software for identity verification and authentication; management of consumer electronic payments; providing temporary use of non-downloadable software for managing bookkeeping, invoicing, accounting and payroll tasks; providing user authentication of electronic funds transfer, credit and debit card and electronic check transactions using API software via a global computer network; Computer security services in the nature of providing authentication, issuance, validation and revocation of digital certificates; Computer security services, namely, enforcing, restricting and controlling access privileges of users of computing resources for cloud, mobile or network resources based on assigned credentials; Electronic monitoring of personally identifying information to detect identity theft via the internet; Electronic signature verification services using technology to authenticate user identity; Electronic monitoring of credit card activity to detect fraud via the internet