CNLBANK

banking services, namely, checking accounts, saving and money market accounts, certificates of deposit; consumer lending for individuals; commercial banking services, namely, checking accounts, investment services, commercial lending; treasury management and credit card services; mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; financial and investment services, namely, providing financial and investment information via personal meetings and through electronic communication, financial administration of individual investment accounts and portfolios, investment administration, financial and investment advice and analysis, financial planning consultation; asset administration services for individual clients, namely, administration of investment funds; mutual fund investment services; investment securities brokerage services; financial planning for retirement; estate planning; insurance planning