CLIMATE CARD

Arranging and conducting incentive reward programs that allow users to accrue reward points and other benefits that can be exchanged for cash, gift cards, prepaid debit cards, airline miles, and other items to promote the sale of payment card services; promoting the goods and services of others by distributing coupons, electronic offers, discounts, and incentives in the nature of rebates, reward points, and value added offers generated in connection with the use of payment cards