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BANKING SERVICES PROVIDED TO BUSINESSES AND INDIVIDUALS PRIMARILY VIA THE GLOBAL COMPUTER NETWORK, CONSISTING OF CHECKING AND SAVINGS ACCOUNT SERVICES, ELECTRONIC CREDIT CARD TRANSACTIONS, LOANS, NAMELY HOME EQUITY LOANS, MORTGAGE LOANS, COMMERCIAL LOANS, LINES OF CREDIT, LEASE-PURCHASE LOANS, TEMPORARY LOANS AND INSTALLMENT LOANS; FINANCIAL CONSULTING, NAMELY, FINANCIAL PLANNING, FINANCIAL MANAGEMENT, FINANCIAL RESEARCH AND FINANCIAL FORECASTING; PROVIDING FINANCIAL INFORMATION, PROVIDING PRIVATE, REGIONAL AND COMMERCIAL BANKING SERVICES, INVESTMENT ADVICE AND CONSULTATION, FINANCIAL INVESTMENT IN THE FIELD OF MUTUAL FUNDS AND REAL ESTATE