CLEARWATER FEDERAL CREDIT UNION

Checking account services; Financial advice; Financial advice and consultancy services; Financial advice, namely, budget planning; Financial planning; Financial sponsorship of community events and organizations, entrepreneurial activities, nonprofit and educational organizations, or other mission-driven endeavors; Administration of health savings accounts; Banking and financing services; Credit union services; Financial counseling services, namely, helping others build a better working relationship with their money; Financing loans for businesses, individuals for personal use, payday advance loans, automobiles, and solar energy use; Individual retirement account services; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; On-line banking services; Online banking services accessible by means of downloadable mobile applications; Savings account services