CLEARSTAKE

Recorded and downloadable software for financial matters, namely, for producing financial models, processing transactions; recorded and downloadable software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants via the internet and other communication networks; recorded and downloadable software relating to the handling of financial transactions, namely, software to allow users to perform electronic business transactions via a global computer network; recorded and downloadable computer software for the provision of banking services; recorded and downloadable software for use as a payment gateway that authorizes processing of credit cards or direct payments for online merchants; downloadable computer software to allow users to perform electronic business transactions via a global computer network, including deposits and withdrawals; recorded and downloadable financial computer software for use in controlling, managing and sending electronic payment transactions globally; recorded and downloadable security access control software for enabling secure access to on-line banking services; recorded and downloadable computer software and computer hardware for facilitating payments by electronic means, including deposits, withdrawals, disbursements and refunds; downloadable middleware for software application integration for use by banks, merchants, suppliers and customers, including for the display of payment, deposit and withdrawal call-to-action buttons; downloadable mobile applications for use on mobile phones, smart phones and other portable electronic devices for managing money and facilitating financial transactions; e-commerce payment plugin software, namely, downloadable computer software to allow users to perform electronic business transactions via a global computer network; point of sale and payment link software, namely, recorded and downloadable software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; downloadable graphical user interface software; downloadable software for financial management; recorded and downloadable accounting software; recorded and downloadable open banking software for managing bank accounts; recorded and downloadable authentication software for authenticating user identification; recorded and downloadable software for conducting credit checks and screening for credit worthiness; recorded and downloadable software for conducting financial affordability assessments; downloadable computer e-commerce software to allow users to perform electronic business transactions, namely, secure and protected online payments, deposits and withdrawals, via a global computer network; downloadable computer communication software to allow customers to access bank account information and transact bank business; downloadable computer software for viewing payment transaction data; downloadable computer e-commerce software for use as a point of sale payment link to allow users to perform electronic business transactions via a global computer network; downloadable computer software to enable searching and retrieval of financial data; downloadable computer software for downloading, receiving, displaying, extracting, organising, transmitting, storing, analysing and synchronising finance and banking data; point of sale systems and apparatus, namely, point-of-sale terminals; electronic point-of-sale payment terminals; point-of-sale and mobile point-of-sale terminals; point-of-sale terminals for checking the authenticity of charge cards, bank cards, credit cards, debit cards, cash cards and payment cards; point-of-sale terminals for processing card transactions and data relating thereto; electronic apparatus in the nature of point-of-sale terminals for processing bank card transactions and open banking and cryptocurrency transactions; chip card readers for use in the authentication and identification of cashless payment means; electronic currency converters; encoded electronic chip cards containing programming used for transfer of funds including in relation to fiat, digital, virtual and cryptocurrencies; magnetically encoded credit, debit, charge, cash, bank and payment cards; magnetically encoded credit cards for use in point-of-sale transactions; downloadable software for the operation of card readers including for use in open banking and with cryptocurrency; downloadable and recorded computer software for use as an application programming interface (API); downloadable content management system (CMS) software for the collection, editing, organizing, modifying, storage and sharing of data and information; recorded and downloadable computer e-commerce software platforms to allow merchants, suppliers and consumers to communicate electronically and conduct electronic business transactions via a global computer network, including by using point of sale terminals and payment links; software relating to identity verification and fraud prevention, namely, downloadable computer software for authenticating user identification; blank electronic data storage media; data processing apparatus; downloadable electronic reports and publications in the nature of electronic articles, newspapers, books, interview reports, in the field of finance, banking and payments

Invoicing services; electronic processing of orders for others; collection, compilation and systemisation of information into computer databases in the field of banking and finance-related data for others; compilation of information into computer databases; management and compilation of computerised databases; administration, billing and reconciliation of accounts on behalf of others; financial records management; business consulting services in the field of online payments, withdrawals, deposits, disbursements and refunds; business management relating to e-commerce, finance, banking and payments; business assistance, management and administrative services; business intermediary services relating to the matching of various professionals with clients; compiling business data for retail service providers, including in relation to point-of-sale, e-commerce and payment link transactions; rental of electronic point-of-sale (POS) terminals; referral and affiliate marketing services; promoting the goods and services of others; promoting the goods of others through the administration of sales and promotional incentive schemes; promoting the goods and services of others by means of loyalty card, incentive and other bonus programs and bonus points services; price comparison and cost price analysis services; provision of business reports relating to accounting information; provision of market research information about products and services; provision of advertising space on websites for advertising goods and services; business consulting services in the field of payment transactions; business information management, namely, compiling of electronic business data relating to payment processing, authentication, tracking, and invoicing; business risk management services; business networking services; business data analysis services; business management services, namely, formulation of best practices with respect to business management of payments, withdrawals, refunds, deposits and disbursements for businesses; compilation of information into computer databases and data processing services; data verification services, namely, business services in the nature of postal address verification services; advertising, marketing and promotional services; providing office functions; providing business information, advice and consultancy relating to the aforesaid services; preparing financial reports for others; financial records management services in relation to secure handling of online financial transaction data

Financial services, namely, investment consultancy, banking, and electronic funds transfer consultancy; open banking services; open banking payment processing services, namely, processing of credit and debit card payments; merchant services, namely, payment transaction processing services for credit card, cryptocurrency and electronic wallet payments and payment top-up services; bank savings and checking account services including payment top-up services in the nature of electronic funds transfer; banking; banking services relating to the transfer of funds from accounts; electronic funds transfer and payment services; providing money transfer services via mobile devices and global computer networks; commercial and consumer lending services and lease-financing services; financial banking services for the withdrawal and depositing of funds; payment administration services, namely, bill payment services; handling of standing orders and direct debits, namely, bill payment services; payment and receipt of money as agents, namely, fiduciary representative services; processing financial card and payment transactions for others; processing of contactless credit and debit card payments; currency bill payment, transfer and exchange services including in relation to fiat, digital, virtual and crypto currencies; e-commerce and e-payment services, namely, electronic payment services involving electronic processing and subsequent transmission of bill payment data; cashless bill payment services effected and facilitated via telephone, email, SMS and other messaging services; automated bill payment services; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; providing electronic mobile bill payment services for others; financial services, namely, credit agencies featuring credit processing, namely, credit checking, credit analyzing, and financial reporting services; evaluation of the credit worthiness of companies and private individuals, credit rating and credit scoring services; financial affordability assessment services, namely, conducting financial feasibility studies; issuing of credit cards, bank debit cards and stored value electronic payment cards; bill payment services; processing of electronic wallet payments, including in relation to fiat, digital, virtual and crypto currencies; financial transactional services, namely, providing secure commercial transactions and payment options using a computer or mobile device; credit card and debit card transaction processing services; credit management services and credit fund transfer services in the nature of bill payment services, including paying off credit cards and credit card balances; financial clearing being bill payment services and debt settlement services; financial services in relation to fiat, digital, virtual and crypto currencies, namely, currency exchange services; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; provision of prepaid gift cards, credit cards, debit cards; cryptocurrency trading services and issuance of tokens of value; financial intermediary services in the nature of financial clearing houses; financial analysis services; remote payment services being electronic payment services involving electronic processing and subsequent transmission of bill payment data; merchant services, namely, payment transaction processing and debit collection services; financial administration of retirement plans, credit card accounts, bank accounts, funds transfers and financial management services; financial management of reimbursement payments, payouts, withdrawals, refunds and disbursements for others; domestic and international remittance services, namely, money transfer; computerised financial data services, namely, financial data analysis; currency trading and exchange services; foreign currency transfer services; financial information in the nature of currency exchange rate quotations; payment transaction card services being credit card and debit card transaction processing services; issue and redemption of tokens of value; providing financial information relating to finance and banking matters via computer networks; provision of information and news in the field of finance; providing financial information in the nature of statements of account; provision of banking services and financial information via a website; provision of financial services via a website, namely, financial information and advisory services; provision of bill payment services via a website; insurance carrier services relating to purchase protection, price protection and extended warranty for goods purchased using credit cards, debit cards, open banking payments and cryptocurrencies; providing financial information, advice and consultancy relating to the aforesaid services; merchant services, namely, payment transaction processing services

Telecommunications, namely, providing electronic transmission of credit card transaction data and electronic payment data via a global computer network; providing telecommunication access to platforms on the internet for e-commerce and payment transactions; providing online access to databases of financial information; provision of telecommunication access to online banking and open banking services and financial information; providing electronic transmission of financial and business data and information; telecommunications services, namely, electronic transmission of data, messages and information; electronic transmission of emails, message and short messages, images, speech, sound, music and text communications between mobile telecommunications devices; telecommunication services, namely, providing email notification alerts via mobile devices and the internet; providing telecommunication access services enabling users to access to computer servers, databases and networks; providing telecommunications access to interactive computer databases and the internet; telecommunication portal services, namely, telecommunication access services; providing online chat rooms and electronic bulletin boards for transmission of messages among users; providing telecommunications information, advice and consultancy relating to the aforesaid services

Providing temporary use of online non-downloadable e-commerce software to allow users to perform electronic business transactions via a global computer network, including deposits, withdrawals, disbursements and refunds and for processing electronic payments; application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants that accommodate multiple types of payment; authentication, issuance and validation of digital certificates for data and messages transmitted via telecommunications; computer security services, namely, restricting unauthorized access to computer networks; user authentication services using technology for e-commerce transactions including payment link transactions and point-of-sale payments; electronic monitoring of bank account, credit card and debit card activity and of personally identifying information to detect fraud via the internet; electronic data storage and off-site data back-up services; hosting of websites for the provision of financial, banking and payment services; cloud storage services for electronic files and data; development of computer software applications; technical support services relating to computer software and applications, namely, troubleshooting of computer software problems; application service provider (API) services, namely, hosting computer software applications of others; integration of computer systems and networks; application service provider, namely, developing and hosting software application platforms of others processing e-commerce transactions; design, programming, development and maintenance of software for e-commerce platforms and platforms used for payment link transactions and point-of-sale payments; design services relating to computer hardware and computer programmes; IT consulting services, namely, advisory and information services relating to computer hardware and software; rental of financial management software; platform as a service (PAAS) featuring computer e- commerce software platforms to allow users to perform electronic business transactions via a global computer network in the field of finance, banking and payments; Software as a service (SAAS) services featuring e-commerce software to allow users to perform electronic business transactions via a global computer network in the field of finance, banking and payments; authenticating coins; providing user authentication services using blockchain-based software technology for cryptocurrency transactions; user authentication services using technology for e-commerce transactions; know your customer (KYC) identity verification, namely, electronic signature verification services using technology to authenticate user identity; identity theft and fraud prevention services, namely, electronic monitoring of personally identifying information to detect identity theft via the internet

Identification verification services, namely, verification of personal identity as part of personal background investigations