CLEAR.BANK

Advertising and promotional services; compilation of data relating to goods for purchase; bookkeeping and accounting services; tax and taxation assessments and advice; preparation and compilation of income or corporate tax returns data processing services; information, advisory and consultancy services relating to data processing; Promoting the sale of goods and services of others by awarding purchase points for credit card, store cards, charge cards, cash cards, debit cards, and payment cards use; Administration of a customer loyalty program which provides discounts, incentives, introducer bonuses or free gifts linked to the customers' business activities, and information, advisory and consultancy services related to all the aforesaid services

Banking services; online banking services; credit card, debit card, store card, bank card, charge card, gift voucher card and other payment card authorization services; electronic funds transfer and payment services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device; Online banking services accessible by means of downloadable mobile applications; processing of credit and debit transactions by telecommunication link; issue and redemption of tokens, coupons and vouchers of value; currency exchange services; Electronic payment services, namely, processing electronic payments through electronic wallet services; E-wallet account services, namely, the provision of online electronic money accounts (e-wallet accounts) and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants or businesses send and receive payments and remittances over the Internet; Bill payment services; Payment processing services in the field of credit card payments over the phone; Maintaining escrow accounts for financial customers, business customers and their respective customers; payment processing services in the field of recurring payment card payments; merchant services, namely, payment transaction processing services; Merchant banking services; Cash advance services for businesses and merchants; financial risk management; Financial affairs and monetary affairs, namely, financial information, management and analysis services; On-line banking services; services for secure transfer of money between banks, their customers and merchant accounts; financial services being financial analysis and consultation; Providing online bank account information; financial services relating to analysis of payment transaction data; monetary affairs services being cross border multi-currency exchange services; information, advisory and consultancy services related to all the aforesaid services; Providing an internet website portal in the field of financial transaction and payment processing services

Advisory and consultancy services relating to transmission systems for the purposes of electronic funds transfer from points of sale; receipt and/or delivery of messages, documents and other data by electronic transmission; receipt and/or delivery of messages, documents and other data via the Internet; provision of electronic communication links; Transmission services related to the dissemination by email of vouchers, voucher codes, gift codes, claim codes, discount offers, promotional offers, coupons and printable vouchers enabling customers to conveniently view and redeem tokens of value by means of the Internet; providing access to computer servers, databases and networks; providing access to the Internet; provision of telecommunications connections and access to the Internet; location-based and personal transmission of information; Transmission of location-based messaging; Providing access to databases; information, advisory and consultancy services related to all the aforesaid services

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of card readers and electronic apparatus all for handling financial and associated transactions including authorization and processing of payments made with credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards and other payment cards and microchips containing account details; monitoring of electronic apparatus for retrieving information stored on credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards and other payment cards and microchips containing account details; monitoring updating of electronic verification apparatus for verifying authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards and other payment cards and microchips containing account details; design and development of computer hardware and software; computer software programming services; providing temporary use of non-downloadable computer software for preparing invoices or for tracking packages over computer networks, intranets and the internet; providing temporary use of non-downloadable computer software broadcasting geographical data received using a global positioning system; Computer services, namely, on-site management of information technology (IT) systems of others; Computer programming services; Services for maintenance of computer software; application service provider (ASP) services featuring mobile phone and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; lease, hire and rental of computer equipment, hardware, software and programs; encryption services; information, advisory and consultancy services related to all the aforesaid services

Identity theft and fraud prevention services; identity theft and fraud prevention services relating to processing of financial payments made by bank cards, credit cards, debit cards, charge cards, gift voucher cards, store cards, stored value payment cards and other cards containing microchips with bank account details in multiple currencies for merchant accounts including card authorization, verification and fraud screening; information, advisory and consultancy services related to all the aforesaid services; Electronic signature verification services provided in connection with banking and financial services for security purposes