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FINANCIAL SERVICES, NAMELY INSURANCE SERVICES INCLUDING LIFE INSURANCE, HEALTH INSURANCE, ANNUITIES, AND REINSURANCE; TAX SHELTERED PLANS, PENSION PLANS, RETIREMENT SAVINGS PLANS, RRSP'S, REGISTERED EDUCATION SAVINGS PLANS, EMPLOYEE BENEFIT PLANS, EMPLOYEE BENEFIT PLAN ADMINISTRATION, PENSION PLAN ADMINISTRATION, DISABILITY CONSULTING, SAVINGS PLANS, SEGREGATED FUNDS, MUTUAL FUNDS, INVESTMENT FUNDS, SECURITIES BROKERAGE, FINANCIAL COUNSELLING, ESTATE PLANNING, INVESTMENT COUNSELLING, TRUST COMPANY SERVICES, FIDUCIARY SERVICES, INVESTMENT CERTIFICATES, PROPERTY MANAGEMENT SERVICES, MORTGAGE LENDING, MORTGAGE ORIGINATION, MORTGAGE SERVICING, CONSUMER AND CORPORATE LENDING, EQUIPMENT LEASING, LEASE FINANCING, COMPUTERIZED DATA PROCESSING, ELECTRONIC COMMUNICATON OF FINANCIAL TRANSACTIONS, EQUIPMENT LEASING SERVICES, INSURANCE AND FINANCIAL SALES SUPPORT