CLARICA

ELECTRONIC MAGAZINES DEALING WITH FINANCIAL MATTERS RECORDED ON CD ROMS AND DOWNLOADABLE FROM A GLOBAL COMPUTER NETWORK

PRINTED PUBLICATIONS, NAMELY NEWSLETTERS AND BROCHURES DEALING WITH FINANCIAL MATTERS

INSURANCE SERVICES, NAMELY, UNDERWRITING LIFE INSURANCE, HEALTH INSURANCE, REINSURANCE AND ANNUITIES, INSURANCE CLAIMS ADMINISTRATION; ELECTRONIC PROCESSING OF INSURANCE CLAIMS AND PAYMENT DATA; INSURANCE CLAIMS PROCESSING; INSURANCE CONSULTATION; FINANCIAL SERVICES, NAMELY, ADMINISTRATION OF TAX SHELTERED PLANS, PENSION PLANS, RETIREMENT SAVINGS PLANS, REGISTERED EDUCATION SAVINGS PLANS, EMPLOYEE BENEFIT PLANS, AND SAVINGS PLANS; ADMINISTRATION OF EMPLOYEE PENSION PLANS AND EMPLOYEE BENEFIT PLANS; DISABILITY INSURANCE CONSULTATION; FUNDS INVESTMENT; SEGREGATED FUNDS INVESTMENT; MUTUAL FUNDS INVESTMENT; CERTIFICATE INVESTMENT, AUTOMATED SECURITIES BROKERAGE; FINANCIAL AND INVESTMENT COUNSELLING; ESTATE PLANNING; ESTATE TRUST MANAGEMENT SERVICES; INVESTMENT CONSULTATION; FIDUCIARY REPRESENTATIVES; PROPERTY MANAGEMENT SERVICES FOR COMMERCIAL AND RESIDENTIAL REAL ESTATE; MORTGAGE BROKERAGE AND LENDING SERVICES; MORTGAGE ORIGINATION; MORTGAGE SERVICING, NAMELY, THE RECEIPT OF PAYMENTS, CUSTOMER SERVICE, ESCROW ADMINISTRATION, INVESTOR ACCOUNTING AND COLLECTION AND FORECLOSURES WITH RESPECT TO MORTGAGE LOANS; CONSUMER AND CORPORATE LENDING SERVICES; LEASE PURCHASE FINANCING; LEASE FINANCING SERVICES

ELECTRONIC COMMUNICATIONS OF FINANCIAL TRANSACTIONS VIA GLOBAL COMPUTER NETWORK, NAMELY, PROVIDING ACCESS, BY MEANS OF TELECOMMUNICATION CONNECTIONS, TO WEBSITES AND DATA NETWORKS ON GLOBAL COMPUTER NETWORKS FOR FOSTERING ELECTRONIC COMMERCE AND INITIATIVES, PROCESSING, MONITORING AND COMPLETING FINANCIAL TRANSACTIONS, INSURANCE TRANSACTIONS AND ACCESSING FINANCIAL INFORMATION

TECHNICAL SUPPORT SERVICES, NAMELY, TROUBLESHOOTING OF COMPUTER HARDWARE AND SOFTWARE PROBLEMS VIA TELEPHONE, E-MAIL AND IN PERSON, FOR THE INSURANCE AND FINANCIAL INDUSTRIES