CITIZENS TRUST CITIZENS BUSINESS BANK CITIZENSTRUST

Cash management; Estate trust planning; Financial management; Financial planning; Financial planning and investment advisory services; Financial planning for retirement; Financial planning services, namely, developing and managing charitable giving programs on behalf of wealthy individuals or families; Financial trust planning; Financial asset management; Financial portfolio management; Financial services, namely, wealth management services; Financial services, namely, coordination, within a single account, of an investment portfolio's maintenance, trading, rebalancing, and tax management needs; Investment services, namely, asset acquisition, consultation, development and management services