CITISELECT

CUSTOMER LOYALTY SERVICES FOR COMMERCIAL, PROMOTIONAL AND/OR ADVERTISING PURPOSES

INSURANCE AND FINANCIAL SERVICES, NAMELY, BANKING, CREDIT AND DEBIT CARD SERVICES, COMMERCIAL AND CONSUMER LENDING AND FINANCING SERVICES, REAL ESTATE AND MORTGAGE BROKERAGE SERVICES, SECURITIES BROKERAGE SERVICES, INVESTMENT ADVISORY SERVICES, ELECTRONIC FUNDS TRANSFER SERVICES, UNDERWRITING AND BROKERAGE OF LIFE INSURANCE AND ANNUITY CONTRACTS