CITIBANK AGENT.DIRECT

COMPUTER HARDWARE/SOFTWARE PLATFORM FOR USE BY CUSTOMERS TO ACCESS FINANCIAL ACCOUNT INFORMATION, PROCESS DEBT INSTRUMENT TRANSACTIONS AND PREPARE REPORTS REGARDING SUCH TRANSACTIONS ALL VIA PERSONAL COMPUTERS AND INTERNAL COMPUTER NETWORKS

FINANCIAL SERVICES, NAMELY, PROCESSING CUSTOMER DEBT INSTRUMENT TRANSACTIONS AND PROVIDING FINANCIAL INFORMATION TO CUSTOMERS ABOUT CUSTOMER DEBT INSTRUMENT TRANSACTIONS AND FOR USE IN PREPARING REPORTS REGARDING CUSTOMER DEBT INSTRUMENT TRANSACTIONS