CITI F/I

FINANCIAL SERVICES, NAMELY, BANKING, FINANCIAL INVESTMENT IN THE FIELD OF SECURITIES, INVESTMENT CONSULTATION SERVICES, AND INSURANCE BROKERAGE SERVICES IN THE FIELDS OF HOME, PROPERTY, CASUALTY, LIFE, FIRE, AND AUTOMOBILE INSURANCE OFFERED OVER TELEPHONE, OVER A GLOBAL COMPUTER NETWORK, AND THROUGH TRADITIONAL BANKING MEANS, NAMELY, IN PERSON AND AT AUTOMATED TELLER MACHINES