CITI

[ COMPUTER SOFTWARE FOR ALLOWING CUSTOMERS TO TRANSACT BANKING AND FINANCIAL BUSINESS ]

PROVIDING INFORMATION REGARDING ONLINE RETAIL SHOPPING SERVICES VIA A GLOBAL COMPUTER NETWORK

FINANCIAL SERVICES, NAMELY, BANKING; CREDIT CARD; COMMERCIAL AND CONSUMER LENDING AND FINANCING; [ REAL ESTATE AND MORTGAGE BROKERAGE; ] TRUST, ESTATE, AND FIDUCIARY MANAGEMENT, PLANNING AND CONSULTING; SECURITIES AND FUND INVESTMENT AND INVESTMENT ADVISORY CONSULTING SERVICES; [ SECURITIES BROKERAGE AND TRADING SERVICES FOR OTHERS; ] FACILITATING SECURE FINANCIAL TRANSACTIONS, NAMELY, ELECTRONIC FUNDS TRANSFERS, ELECTRONIC CASH TRANSACTIONS, ELECTRONIC CREDIT CARD TRANSACTIONS, ELECTRONIC BILL PAYMENT, AND ELECTRONIC DEBIT TRANSACTIONS; [ AND INSURANCE SERVICES, NAMELY, UNDERWRITING, AND BROKERAGE OF PROPERTY, CASUALTY AND LIFE INSURANCE POLICIES AND ANNUITY CONTRACTS; ] PROVIDING ONLINE INTERACTIVE NEWS AND INFORMATION IN THE BANKING AND FINANCIAL INDUSTRIES PROVIDED VIA A GLOBAL COMPUTER NETWORK