CIT RAIL A DIVISION OF FIRST CITIZENS BANK

Financial asset management; financial services, namely, railcar and locomotive equipment brokerage services and secured debt services in the nature of equipment financing and lease financing for railcar and locomotive equipment; lease-purchase financing; equipment financing services, namely, providing financing for the purchase and leasing of railcar and locomotive equipment; providing lease financing for railcar and locomotive equipment; financial services, namely, purchasing loans for rail shippers and carriers; arranging of financing, namely, arranging for the financing of sales type leases, operating leases, synthetic leases, and direct financing leases, all of the foregoing for railcar and locomotive equipment; financing loans and discounting of loans, namely, for rail shippers and carriers

Leasing of railcar and locomotive equipment