CIRRUS

Cloud computing featuring software for use by insurance carriers, reinsurers, general agents, underwriters and solution providers in the areas of insurance premium rate computation, insurance policy rating, review of bureau-based insurance rates rules and forms, and in creating proprietary insurance products and forms; none of the foregoing being in relation to credit cards, debit cards, payment cards, automatic teller machines (ATMs), point of sale payment terminals, ATM, financial, banking, credit and payment services, electronic funds and currency transfer services, computer hardware and software for carrying out the aforementioned services