CIRCLEONE

Financial and internet listing services in the nature of an online credit marketplace providing information with respect to financial matters and connecting borrowers with lenders; facilitating loans and access to information with respect to financial matters, credit records, payment performance, availability of and applications for loans, and evaluative feedback and ratings with respect to financial matters, credit ratings and debt collection

Telecommunications services, namely electronic transmission of data and messages; Online interactive bulletin board and chat room for transmission of messages among users concerning financial matters