CIPHERTEXT SOLUTIONS

Computer software for use in connection with the facilitation, presentation, verification, authentication, application, administration, issuance, renewal, suspension and management of electronic or virtual credit cards, debit cards, loyalty cards, rewards cards and other services provided by a bank, financial institution, retailer or other entity, and to add, include, modify or integrate such electronic or virtual credit cards, debit cards, loyalty cards, rewards cards or services with a mobile application, wallet or payment application