CIBANCO

Financial and monetary services, namely, banking services, investment banking services, financing services, financial consultancy, mortgage banking services, charge card and credit card payment processing services, wealth management services; insurance services, namely, providing insurance information, insurance consultancy, insurance administration, insurance agency and brokerage services; financial operations, namely, financial trust operations, operation and management of hedge funds, commodity pools and other collective investments vehicles, and trading for others of securities, options, futures, derivatives, debt instruments and commodities, financial planning and advice; financial consultancy; monetary operations, namely, monetary exchange operations, banking services, investment banking services, financing services, financial consultancy, mortgage banking services, charge card an credit card payment processing services, wealth management services; and real estate services, namely, real estate consultancy, real estate appraisal, real estate agency and brokerage, real estate financing services and lending services