CHOICE BANK

Banking services; electronic banking services; internet banking services; private banking services; personal and consumer banking services; business, commercial, and retail banking services; international banking services; checking, savings and money market savings account services; banking services featuring the provision of regular and jumbo certificates of deposit; providing personal loans and consumer loans for consumers, small businesses and lines of credit; home mortgage lending services; home equity loan services; loan financing, namely, commercial lines of credit; commercial mortgage lending and loan services; term financing, namely, project financing; individual retirement account services; employee retirement account services; personalized financial planning services; automatic teller machine banking services; electronic wire funds transfer services; electronic funds transfer services; automated banking services and automatic bill payment services; issuing of cashiers and travelers checks; safety deposit boxes; investment account services, namely, financial investment brokerage; business cash management services; financial electronic data exchange services, namely, electronic funds transfer; controlled disbursement services, namely, money lending; financial consultation, namely, financial account analysis services; lockbox services, namely, safety deposit box services; providing information and advice regarding foreign currency rates of exchange; currency exchange services, namely, providing, exchanging and handling foreign currency rates, foreign and international currency, foreign and international drafts and foreign checks; international wire transfers and payments, namely, electronic funds transfers; trust services, namely, investment and trust company services; estate trust administration, management and financial planning services; individual, personal and corporate financial trust administration, management and financial planning services; fiduciary financial trust administration, management and financial planning services; employee benefits financial trust administration, management and financial planning services; administration and management of employee pension and profit sharing plans concerning insurance and finance; financial administration and management of individual retirement accounts; financial and investment consultation services in the fields of charitable foundations and endowments; foundation and endowment financial trust administration, management and financial planning services; trustee and custodial services in the nature of maintaining possession of financial assets for others for financial management purpose; money transfer agent services; all the foregoing excluding credit and debit card services