CHIPPIN

Magnetically encoded loyalty cards, incentive cards, reward cards, gift cards, and club cards that may be used towards the purchase of goods and services of others; computer application software for mobile devices and mobile phones, namely, software for consumers to access, monitor and manage their loyalty and reward program profiles and funds in associated stored value accounts, and pay for purchases via mobile pay functionality

Administration of a customer loyalty program providing a contribution to customers' purchased items

Credit card services; banking card services, namely, processing electronic payments made through credit cards and prepaid cards and mobile payment options

Delivery of messages by electronic transmission; provision of telecommunications connectivity services and Internet access to electronic communications networks for transmission or reception of audio and video content; electronic transmission of gift cards via computer terminals and electronic devices

Providing temporary use of online non-downloadable software to financial institutions to conduct financial transactions; providing temporary use of online non-downloadable software to financial institutions to track debit card, loyalty card, reward card, and other financial transactions