CHIPPER

Mobile payments systems comprised primarily of mobile phones, tablets or PDAs and an electronic financial platform software or mobile application that accommodates multiple types of payment and debit transactions; wireless point-of-sale systems comprised primarily of a wireless terminal and an electronic financial platform software that accommodates multiple types of payment and debit transactions; smart card readers; integrated circuit smart card reading devices; encoded electronic chip cards containing programming used to create and process secure credit and debit card transactions; encoded smart cards containing programming used for creating and processing secure credit and debit card transactions